Recent comments from credit card company Capital One have caused controversy concerning whether they should be allowed to send employees to the homes and businesses of debtors. A recent policy update from the company revealed to customers that they are allowed to send their representatives to these places of employment and personal life. Questions about the legality of such actions and whether this would violate 4th Amendment rights led to The Los Angeles Times seeking insight from attorney Daniel E. Kann, who fights against illegal searches and seizures.
"It sounds really invasive, but I don't think it's a violation of your 4th Amendment rights," said attorney Kann to The Los Angeles Times, since the law applies to actions by law enforcement, not civilians. Attorney Kann detailed how credit card companies do not need court orders to visit a client's workplace or home, while law enforcement officers do. However, he also explained that laws against harassment and stalking could be applied to actions taken by Capital One if they cross the line in debt collection. To read the entire article and more about search cases, visit The Los Angeles Times article "Capital One Says It Can Show Up at Cardholders' Homes, Workplaces"